Michael Barton 
If you’re trying to get onto the property ladder, finding the best mortgages for first-time buyers could make a huge difference to your finances for years to come. Here are the top picks to assess. Being a first-time buyer can be frustrating. You’ve never had a mortgage before, and it’s easy to be bamboozled with … Read more
Saving for a deposit for a property is one thing; knowing what of mortgage is best for me is another. Here, we break down the jargon so that you know exactly which type of mortgage works best for you. Trackers, variable rates, offset mortgages, discounted mortgages… the jargon used in the mortgage market can be … Read more
Is it worth filling the gaps in your State Pension for retirement? The ‘Should I pay my State Pension missing years’ question is a common one, and answered clearly right here. If you’re nearing retirement, or you’re in the process of planning for retirement, you have probably thought about your State Pension. Now, on its … Read more
What is income protection, and should you have it? Here, financial expert Michael Barton outlines why income protection is a good idea, and the considerations to make. Imagine being unable to work because of illness or injury. How long could you survive without your monthly salary? What cutbacks would you need to make if you … Read more
‘What’s my credit score?’ That’s an important question we all must know the answer to. Where can you find that all important number, and what does it mean for you? All is decoded right here. Your credit score is one of the most influential pieces of information used by banks and building societies, and other … Read more
If you’re asking, ‘Should I overpay my mortgage?’, then you’ve got a Wallet Savvy mindset. But before you do, financial expert Michael Barton highlights some key considerations to make first. During my time as a personal financial advisor, one of the questions I was often asked was if a client should overpay on their mortgage. … Read more
Want a decent credit card with a helpful app that gives you complete control? Check out this Zopa Credit Card Review to find out why Zopa’s winning awards, and if it’s the card for you… Never heard of Zopa Bank? It’s one of the UK’s newest banks in the age of digital banking. It was … Read more
Finding the best mortgage providers first requires you to understand all there is to know about your own financial and personal circumstances. Here, we explain what you should be looking for to get the best deal for you. If you’re like most people, buying a house is the biggest investment you will ever make, and … Read more
Start investing with the flexibility and convenience of expert guidance at your fingertips – an investment platform. We’ve got two fantastic options here – it’s Moneyfarm vs Nutmeg. But which one could work best for you? Moneyfarm and Nutmeg are two of the UK’s most popular investment platforms for both novice investors. Both are designed … Read more
You’ve heard of an ISA, but what is a Lifetime ISA? Here, our financial expert Michael Barton outlines how it can help you make the most of interest and bonuses, plus all the important T&Cs. If you’re looking to save for your first home or toward your retirement, one of the investment vehicles that should … Read more
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